Celia is separated and has a 22-year-old son. They live in an "anticrético" arrangement [a tenant pays a fixed sum upon renting a house instead of monthly rent]. The house is located in the Villa Ballivian area of the city of El Alto. She studied up to elementary school.
She makes a living selling women's clothing, offering her distinguished customers a wide variety of sweaters and blouses.
She needs the loan to buy sweaters in a variety of colors and sizes because Mother's Day is approaching (27 May in Bolivia) and her sales tend to go up when she offers new types of clothes.
Celia's dream is to have her own store.
This is the first time she's requesting a loan from IMPRO and the first time from Kiva.
Celia es separada y tiene un hijo de 22 años, viven en casa en anticretico , la casa se encuentra ubicada en la zona Villa Ballivian de la ciudad de El Alto.
Ella estudió hasta el nivel primario, ella se dedica a la venta de ropa para señora ofreciendo a su distinguida clientela una gran variedad de chompas y blusas.
El crédito lo requiere para adquirir chompas de distintos colores y diseños ya que se acerca el día de la madre (27 de Mayo en Bolivia) y sus ventas tienden a subir siempre y cuando ella ofrezca novedades en estas prendas.
El sueño de Celia es tener una tienda propia.
Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.