He completed secondary school and is now employed by a furniture making firm. His wife makes clothes for infants. Their income covers family expenses.
He needs the loan to buy building supplies (sand, stucco, paint) to repair his house which has been damaged in the rainy season.
Andres’ dream is to own a house and to enlarge his wife’s sewing workshop. This is his first loan request to Impro and to Kiva.
El estudio hasta el nivel secundario, ahora trabaja en una empresa en la cual se dedica al fabricado de muebles. Su esposa arma una variedad de vestidos para bebe, esos ingresos cubren los gastos de la familia.
El crédito lo requiere para adquirir material de construcción (arena, estuco, pinturas) así podrá refaccionar su vivienda que fue afectada por estas épocas de lluvia.
El sueño de Andres es tener una casa propia y ampliar el taller de costura para su esposa.
Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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