The customer Mamou, who is standing on the far left of the photo, is planning to buy a bale of second-hand clothing from wholesalers in Bamako and she will resell the clothes on a retail basis to a customer base made up of women and men.
She expects to make an average monthly profit of 20,000FCFA, which will be used partly to provide for her family's needs with the rest being reinvested in her business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font de la restauration, le commerce des produits cosmétiques, des condiments et du savon.
Les femmes du groupe Nieta sont à leur troisième prêt solidaire.
La cliente MAMOU première personne dans le rang des debout à partir de la gauche, compte acheter une balle de friperie avec les grossistes de Bamako, elle les revend en détail à une clientèle composée de femmes et d’hommes.
Elle envisage réaliser un bénéfice moyen mensuel de 20 000FCFA qui sera utilisé pour les besoins de la famille et une partie est réinvestie dans l’activité
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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