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Kayira Group
In this Group: Kadiatou , Mandjan , Nene , Minata , Ami
The Kayira group consists of some married women and one widow. These women are, on average, 48 years old and have five children each. They all live in extended traditional families in the neighborhood of Fana-Coura, in the town of Fana, Koulikoro region (second administrative region of the republic of Mali).

The members of the group know one another through family, neighborhood and friendship ties. They sell clothes, prepare meals and serve drinks. They are on their fifteenth solidarity loan.

Ami, the featured borrower, is the second person from the left in the photo. She is planning to buy two bales of used clothing from wholesalers in Bamako. She will resell her merchandise to a retail customer base consisting of men and women.

She is expecting to make an average monthly profit of 75,000 CFA francs, which will be used to meet the needs of her family. A part of her profits will also be reinvested in her business.
View original language description ↓
Le groupe Kayira, composé de femmes mariées et une veuve, ont en moyenne 48 ans, 5 enfants et vivent toutes dans des familles traditionnelles élargies dans la ville de Fana, quartier Fana-coura, Région de Koulikoro (deuxième région administrative de la république du Mali).
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce d’habits, la restauration et des rafraîchissants.
Les femmes du groupe Kayira sont à leur quinzième prêt solidaire.
La cliente AMI, deuxième personne à gauche, compte acheter 2 balles de friperie avec les grossistes de Bamako, elle les revend en détail à une clientèle composée de femmes et d’hommes.
Elle envisage réaliser un bénéfice moyen mensuel de 75 000FCFA qui sera utilisé pour les besoins de la famille et une partie est réinvestie dans l’activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 14
    View loans »
    Mali Loans Fundraising
  • $11,520,875
    Funds lent in using Kiva
  • 507.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD