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Ms Kalsoom is a 32-year-old married woman. She has been successfully running a small general store with her husband at the corner of her house. The man shown in the photo is Kalsoom’s husband. Her husband also assists her by purchasing stock of goods from the market and dealing with customers by sitting at the shop. Over the time they have become popular in their community for providing good quality products and make enough to meet the expenses of their two children. Currently, she requested a loan of Rs. 30,000 to buy stock of rice, grains and sugar to meet with the increasing demand at her store. She is expecting boost in her earnings and dreams of expanding her business in the future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 429
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Kalsoom to buy stock of rice, grains and sugar to meet with the increasing demand at her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 23, 2013
Currency Exchange Loss:
Apr 16, 2014