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Arshad is 33-year-old man who is the father of two children. He lives in Lahore, Pakistan. He owns a costume jewelry shop in the market that is the only source of income for his family. Arshad is interested in expanding the variety of jewelry he offers to his customers which will help to also increase his net income and savings. He does not have the capital to purchase more jewelry.

Arshad is requesting a loan through the Kiva partner BRAC Pakistan to purchase a variety of costume jewelry to sell at his shop at a profitable price. With the profit from his loan he hopes to expand his business save for his children’s future. Arshad is very thankful to Kiva and BRAC Pakiatan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 281
    View loans »
    Pakistan Loans Fundraising
  • $14,698,775
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD
A loan of $1,225 helped Arshad to purchase a variety of costume jewelry to sell.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2013
May 24, 2013
Currency Exchange Loss:
Jun 23, 2013