Siva is a 28 year old married woman with no children. She makes and sells pancakes in her community to earn a living. She has 3 years of experience with this business. Siva needs a loan to buy flour, sugar, cooking oil, new oven, large cooking pot. She plans to use her profits to support her family and to expand her business. Siva has been a member of SPBD since April 2013.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.