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Sonia Group
In this Group: Sonia, Shabana
Sonia is a 27-year-old housewife. She lives with her husband and five children in Rawalpindi, Pakistan. Since 2007, her husband has been running a general store, and he works very hard to meet their family's needs. He needs additional capital for the growth of his business, as his demand from clients is increasing day by day. Therefore his wife Sonia has requested a loan from Kiva's partner BRAC Pakistan for her husband's store. He will purchase a variety of products including flour, milk packs, eggs, pulses, detergents, oils, etc. to keep up with the increased demand of clients. Sonia and her husband are very hopeful that the loan will be a lucky and productive one for their family. The second woman in the photo is shabana and she wants loan for her husband's vegetable shop. Her husband would purchase fresh vegetables and renovate his shop. This would increase their net income and savings.

NOTE: In the picture Sonia is raising her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sonia Group's $525 loan helped a member to purchase a variety of goods for her general store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 17, 2013
May 27, 2013
Currency Exchange Loss:
Apr 16, 2014