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Judith's Group
In this Group: Judith, Fred, Wilma, Carousel, Cecelia
Judith is the leader of a 5 person group. Although they borrow as a group, each member of the group has their own business.

Judith is married and has 2 children. Judith is 61 years old and lives in Bagalupa, Labangan, Zamboanga del Sur.

Judith sells dry goods to earn a living and has had this business for 10 years. Each month, she earns 40,000 PHP doing this type of work. She has requested a loan for 25,000 PHP to purchase inventory to sell in her store.

Judith has a member of PMPC for less than a year. In the future, Judith hope to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Philippines

  • $1175
    Average annual income
  • 300
    View loans »
    Philippines Loans Fundraising
  • $52,217,850
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Judith's Group's $625 loan helped a member to purchase products to sell in her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 24, 2013
Currency Exchange Loss:
Nov 17, 2013