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Tamara Kruspkaya

Update on Tamara Kruspkaya

Tamara is a young woman who has been supporting her parents through her job as a doctor. She is single and doesn't have any children. Tamara wants the best for her parents so that she can repay the sacrifices that they made in order for her to become a professional. She has used her previous loans to make some changes to her home.

Tamara is requesting this new loan to build a room which is necessary for her privacy. She will use the loan to buy construction supplies.
View original language description ↓
Tamara, una joven que ha venido apoyando a sus padres con su labor como médico, es soltera sin hijos, quiere lo mejor para sus padres de esa manera retribuye los sacrificios que han hecho para que ella sea una profesional, Tamara con sus créditos ha hecho unos cambios en su hogar. Con este nuevo prestamo que solicita desea construir un cuarto el cual es necesario para su privacidad por lo que comprara los materiales de construcción.

Previous Loan Details

Tamara is a young woman who just turned 29 years of age. She is single and has many aspirations in life. Tamara continues in her profession as a medical intern. She arrived at his profession mainly due to the guidance she received from God over the course of her career and the unconditional su... More from Tamara Kruspkaya's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 145
    View loans »
    Nicaragua Loans Fundraising
  • $24,089,275
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Tamara Kruspkaya to buy cement, iron, roofing purlins and blocks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2013
Jun 3, 2013
Currency Exchange Loss:
Jun 17, 2014