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Oinaivaoese is 19 years old and single with no children. She wants to start a small business making and selling Pancakes in her community. To do this, she needs a loan to to buy sacks of sugar, flour, dripping and baking powder. In the future, Oinaivaoese hopes to extend her business and help her family. She joined SPBD in 2013 to gain access to financial services.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 32
    View loans »
    Samoa Loans Fundraising
  • $7,766,600
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Oinaivaoese to buy sacks of sugar, flour, dripping oil and baking poweder.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 23, 2013
Currency Exchange Loss:
May 17, 2014