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Norma Arely
Norma, 42, is a single mother of two children she lives with in a village in the municipality of Macuelizo, Santa Bárbara. She’s started her own grocery store business for the last two years in order to sell basic family staple items like basic grains, dairy products, vegetables, cured meats, disinfectants, pills, pasta, shortening, etc. She’s always been a merchant selling merchandise and has also worked in agriculture to support her family.

She’s had several ODEF loans and is currently requesting her 11th loan for 20,000 Lempiras that she’ll use to buy basic staple items like basic grains, vegetables, dairy products, cured meats and others. Her plan is that the business grows and that her children succeed in completing their schooling.
View original language description ↓
Norma, tiene 42 años de edad, es madre soltera, tiene dos hijos y vive con ellos en una aldea del municipio de Macuelizo, Santa Bárbara. Ella ha establecido su propio negocio de pulpería desde hace dos años, para vender productos de la canasta básica familiar como granos básicos, lácteos, verduras, embutidos, desinfectantes, pastillas, pastas, manteca, etc. Siempre se ha dedicado al comercio vendiendo mercadería y también ha realizado actividades agrícolas para el sostenimiento familiar. Ha obtenido varios créditos en ODEF, actualmente solicita el onceavo préstamo, el cual es por 20,000 Lempiras y los invertirá en la compra de productos de la canasta básica familiar como granos básicos, verduras, lácteos, embutidos y otros. Su plan es que el negocio crezca y que sus hijos logren terminar sus estudios.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $7,989,775
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,075 helped Norma Arely to buy merchandise to stock her store.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 15, 2013
Listed
May 23, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015