G.s Las Brisas Group
Ana is very well known and her store is very popular with her neighbors and other people who pass by. She needs this loan to buy more products such as corn, rice, butter, beans, churros (fritters), soft drinks, sugar, bread, coffee, etc. so that she can further stock her business.
Ana and her fellow group members believe that this loan will be very useful as it will enable them to buy the products they need to meet their customers' needs. They also believe that it will help them to increase their sales so that they can improve their families' lifestyles a little.
Ana's dream is to continue supporting her family so that her children can stay in school and enjoy better opportunities in life.
Alejandro is a young man of 22. He has been running a convenience store for 3 years.
Gloria is 43 years old and she has been running a business selling used clothing for 15 years.
Choluteca, Honduras - April 2013.
Doña Ana es muy conocida y visitada por los vecinos de su comunidad y demás personas que transitan por ahí. Necesita el préstamo para la compra de más productos como ser maíz, arroz, manteca, frijoles, churros, refrescos, azúcar, pan, café, etc. y así surtir más su negocio.
Doña Ana al igual que sus compañeros de grupo espera que el préstamo les sirva de mucho ya que contaran con los productos necesarios para satisfacer las necesidades de sus clientes y a su vez esperan que aumenten sus ventas para mejorar un poco el estilo de vida de sus familias.
Doña Ana su sueño es poder seguir apoyando a su familia y que sus hijos continúen con los estudios para que tengan mayores oportunidades en la vida.
El Joven Alejandro, tiene 22 años su negocio es una pulpería desde hace 3 años.
Doña Gloria, tiene 43 años su negocio es la venta de ropa usada desde hace 15 años.
Choluteca, Honduras – Abril 2013
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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