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Samuel, age 31, lives in his own home with his family. He works in agriculture, specifically in the cultivation of corn and beans. He has worked many years in this area and the experience has been very valuable and allowed him to obtain better harvests. The land that he cultivates is located in an agricultural zone, and he does business in the surrounding villages. He already has many reliable customers who always prefer his products because of their quality and really accessible prices, as well as the unparalleled service. Samuel is a man who is dedicated to his work, a fighter who is always willing to work hard to be successful. He wants to take advantage of this growth in his business to increase production and thus, have better earnings. He needs to invest in supples, but he needs capital and that is why he has requested this loan from INTEGRAL, which will allow him to purchase seeds, compost, insecticide, fertilizers, tools, etc. Samuel has good payment references and is sure that he will be able to make his payments on time, and he also has the confidence that he will be able to give his family the life they deserve.
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Samuel de 31 años de edad vive en casa propia con su familia; el se dedica a la agricultura específicamente al cultivo de maíz y frijol, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, el comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, Samuel es un hombre dedicado a su labor, luchador siempre dispuesto a trabajar duro para alcanzar el éxito, quiere aprovechar el auge de su negocio para aumentar la producción y así poder tener mejores ganancias, necesita invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abono, insecticida, fertilizantes, herramienta, etc. Samuel tiene buenas referencias de pago y está seguro que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 855
    View loans »
    El Salvador Loans Fundraising
  • $28,281,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Samuel to purchase seeds, compost, insecticide, fertilizer, tools, etc.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 7, 2013
May 23, 2013
Currency Exchange Loss:
May 18, 2014