G.s El Cerro#2 Group
Brenda sells her products daily in her community and in other nearby villages. She needs this loan to buy more products such as pants (trousers), shirts, skirts, dresses, shorts, blouses, t-shirts, etc. which she needs to meet the demand that she currently has. Brenda and her fellow group members hope that this loan will enable them to buy all the products they need to fill their customers' orders and that their sales increase so that they can improve their families' quality of life a little.
Brenda hopes to grow her business over the next few years so that she can continue supporting her family and so that her children can stay in school. She would like her children to become upstanding citizens with better opportunities in life.
Bilma is 35 years old and has been running a convenience store for 10 years.
Gelmy is 29 years old and has been selling tortillas for 8 years.
Nerhy is 42 years old and has been selling tortillas for 15 years.
Coluteca, Honduras - April 2013
Doña Brenda vende en su comunidad a diario y en los distintos caseríos cercanos a la misma, necesita el préstamo para la compra de más producto como ser: pantalones, camisas, faldas, vestidos, shorts, blusas, camisetas, etc. los cuales necesita para cubrir la demanda que tiene su producto.
Doña Brenda al igual que sus compañeros de grupo esperan con el préstamo poder contar con el producto necesario para cubrir los pedidos de sus clientes, y a su vez que las ventas en sus negocios aumenten y gracias a esto poder mejorar un poco la calidad de vida de sus familias.
Doña Brenda espera hacer crecer su negocio en unos años y de esta manera seguir apoyando a su familia y que sus hijos continúen con los estudios para que se conviertan en personas de bien y con mayores oportunidades en la vida.
Doña Bilma tiene 35 años su negocio es una pulpería desde hace 10 años.
Doña Gelmy tiene 29 años su negocio es la venta de tortillas desde hace 8 años.
Doña Nerhy, tiene 42 años su negocio es la venta de tortillas desde hace 15 años.
Choluteca, Honduras – Abril 2013
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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