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Roxana Beatríz
Roxana is 20 years old and has a 10-month-old baby girl. She has been selling clothing for one year. Before she met her husband, Roxana was studying but she got pregnant and had to leave school. Her mother-in-law encouraged her to set up a small general store so that she could make income to contribute towards the household expenses. She currently also has a small grocery store. Roxana feels very satisfied as she has her own business and doesn't have to neglect her daughter. She gets up at 4.30am to do her housework and then works in her business. She buys her merchandise in two large cities. The journey she makes, by bus, is one and a half hours long. Before she can catch the bus, she has a ten minute walk.

The loan that Roxana is requesting from Fundación Campo will be used to buy two dozen pairs of women's trousers, two dozen blouses, eight dozen pairs of women's underpants in different styles, two dozen pairs of men's trousers, three dozen t-shirts, one dozen men's dress shirts and men's underwear. This will allow her to increase the range of merchandise she offers her customers and the amount she has available. She hopes to increase her sales and income so that she can save up and pay back her loan. Roxana's dream is to graduate from university as a teacher (she is currently studying on Saturdays). She would also like to buy a plot of land on which to build a house as she is currently living with her mother-in-law.
View original language description ↓
Roxana tiene 20 años de edad, es madre de una niña de 10 meses. Se dedica a la venta de ropa desde hace un año; antes de acompañarse ella estudiaba, pero salio embarazada, por lo que se vio obligada a dejar la escuela. Su suegra la motivo para que instalara un pequeño bazar para obtener los ingresos para los gastos del hogar. Actualmente posee además una pequeña tienda de la canasta básica, se siente muy satisfecha porque posee su negocio propio y no descuida a su hija. Se levanta a las 4:30 a.m. a realizar los oficios de la casa y posteriormente se dedica a atender su negocio. La mercadería la compra en dos ciudades muy importantes el recorrido es de una hora y media en autobús; pero para abordar el autobús debe caminar a pie unos 10 minutos.

El préstamo que esta solicitando a Fundación Campo, es para comprar dos docenas de pantalones para mujer, dos docenas de blusas, cuatro docenas de tangas, cuatro docenas de blúmers, dos docenas de pantalones de hombre, tres docenas de camisetas, una docena de camisas de vestir para hombre y ropa interior de hombre. Así, podrá aumentar la variedad de mercadería para ofrecer a sus clientes y la cantidad disponible. Espera aumentar sus ventas y por ende sus ingresos, para ahorrar y pagar el crédito. Además, su sueño es graduarse de maestra en la universidad, actualmente esta estudiando los días sábados y también desea comprar un terreno para construir su casa ya que esta viviendo con su suegra.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 683
    View loans »
    El Salvador Loans Fundraising
  • $25,086,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Roxana Beatríz to buy two dozen pairs of women's trousers, two dozen blouses, eight dozen pairs of ladies' underpants in different styles, two dozen pairs of men's trousers, three dozen t-shirts, a dozen men's dress shirts and men's underwear.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 11, 2013
Listed
May 23, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013