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Anonymous

Update on Anonymous

The borrower lives with her husband and three children. She runs a store where she sells essential items such as bread, milk, eggs, canned goods, mineral water, vegetables and other products. She is a very responsible, kind person who has many customers despite the fact that her store does not carry many products.

The borrower is requesting a loan to buy more products because her greatest goal is to have a larger store inventory so she can increase her earnings. This responsible woman wants to give her family the best she can.
View original language description ↓
la clienta vive junto a su esposo y sus tres hijos. ella posee una tienda en la cual comercializa productos de primera necesidad como: pan, leche, huevos, alimentos enlatados, agua embotellada, verduras y otros productos más. Ella es una persona muy responsable y amable la cual cuenta con varios clientes a pesar que su tienda no tiene mucha variedad de productos. la clienta solicita un préstamo por medio del cual pueda contar con el dinero necesario para comprar mayor cantidad de productos, ya que el mayor deseo de ella es el de poder surtir su negocio y así percibir mayores ganancias. la clienta es una mujer muy responsable quien desea mucho poder brindarle todo lo mejor a su familia.

Previous Loan Details

This borrower lives in an area with high levels of social violence and she hopes to change this reality for her children in the near future, so that they don't suffer from the influence of crime. To this end, she gets up everyday in order to offer them the best she has. She is very well-known in… More from Anonymous's previous loan »

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 612
    View loans »
    El Salvador Loans Fundraising
  • $22,145,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped this borrower to buy eggs, milk, flour, rice, beans, cream, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 14, 2013
Listed
May 23, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 25, 2014