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Juan Carlos

Update on Juan Carlos

Juan is 34-years-old, he is friendly and a hard worker, and he lives with his wife and two sons. They are 6 and 2 years old. He works very hard harvesting corn. His products are very good quality. He sells them to the different markets that are close to his house.

Juan is requesting a loan to Integral to count on the money necessary to invest in the purchase of agricultural supplies such as disease control, fertilizer, manure, seeds, and other items to harvest. He longs to increase his earnings so he can increase his earnings and give his family economic stability.
View original language description ↓
Juan de 34 años de edad, es muy amable y trabajador, vive con su esposa y sus dos hijos de 6 y 2 años de edad. El trabaja muy duro en su propia parcela donde siembra maíz; sus productos son de muy buena calidad la comercializarla a los diferentes mercados que están cerca de su lugar de residencia. Juan solicita un préstamo a INTEGRAL para contar con el dinero necesario e invertir en la compra de insumos agrícolas como controles de plaga y fertilizantes, abonos, semillas entre otras cosas que necesita para su siembra, él ansía aumentar sus ventas para poder percibir mayores ganancias y darle a su familia una mejor estabilidad económica.

Previous Loan Details

Juan Carlos is 32 years old and lives in his own home with his wife and children. He works in farming, mainly beans and corn, as these are the basic grains that are harvested in the area where he lives. He is very well-known among his neighbors for being a hard-working and responsible man. Man... More from Juan Carlos's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 449
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Juan Carlos to purchase manure, seeds, fertilizers, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
May 25, 2013
Listed
May 22, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014
This photo was used before for a previous loan for Juan Carlos. It was first posted on Kiva on May, 2012. Learn More