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Maria Lucrecia
Maria lives in Guayaquil. She started her store eight years ago in order to get more income. She was stocking her store little by little until she now works from 5:00 a.m. until 9:00 p.m.

Each day she hopes to continue improving together with her husband (he is in the photo). She hopes to do this in order to be able to give a better life to her four children, ages 14, 11, 6, and 3. The children go to school.

In her store she sells provisions like cooking oil, rice, drinks, grains, meat, chicken, and vegetables, etc. She uses her income to invest in the store.

She now needs a loan to buy school supplies for her children and paper supplies for when they are in school. She wants the best for them.

In the future she wants to finish building her house and to be able to expand her business.
View original language description ↓
La cliente Maria, vive en Guayaquil. Ella comenzó su tienda hace unos 8 años atrás, para así tener mas ingresos. Poco a poco fue surtiendo su tienda hasta ahora que trabaja desde las 05:00am hasta las 21:00pm.

Cada dia ella espera seguir superando con junto a su esposo(esta en la foto) para poder así darle lo mejor a sus 4 hijos que tienen 14,11,6 y 3 años de edad y están estudiando. En su tienda de víveres vende aceites, arroz, bebidas, granos, carnes, pollos, verduras etc.

Debido a los ingresos de su tienda lo invierte en la misma ahora necesita un préstamo para poder comprar los útiles escolares de sus hijos, y papelería cuando este en clases, ya que ella quiere lo mejor para ellos. En el futuro quiere terminar de construir su casa y poder agrandar su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Maria Lucrecia to buy school supplies and paper.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 10, 2013
May 23, 2013
Currency Exchange Loss:
Dec 17, 2013