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Roza is 43 years old and is raising a daughter. In order to support her family she offers produce, livestock and diary for sale. She started her farm in 2000 with 35,000 som. Due to her diligence Roza now makes 5,000 som (KGS) monthly profits by selling milk. Profits from her business made it possible for Roza to purchase a house for her family. In order to further develop her business Roza has turned to micro-finance bank "Bai-Tushum and partners" for a loan of 35,000 som (KGS). She will use this loan to purchase more livestock. Roza plans to invest the profits from this loan back into her business so that she can pay for her daughter's education in the future.
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Розе 43 года, воспитывает дочку. Роза в качестве основного дохода для своей семьи, занимается полеводством, животноводством и продажей молочной продукции , стартовав в 2000 году с суммы 35,000 сом. Благодаря упорному труду, Роза на сегодняшний день имеет прибыль (KGS) 5,000 сом в месяц с продажи молока. Доходы позволили ей купить дом для своей семьи.
В целях дальнейшего развития своего бизнеса, Роза обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 35,000 сом (KGS) на покупку скота. Доходы от кредита Роза планирует вложить в дальнейшее развитие своего бизнеса, чтобы иметь возможность оплатить обучение дочки.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 48.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Roza to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 24, 2013
Currency Exchange Loss:
Feb 17, 2014