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Sevarniso is 25 years old and raising one child. Sevarniso works as a Kyrgyz language teacher at a school and, to provide an additional source of income for her family, is involved in animal husbandry, having started five years ago with a sum of 9,000 som. Thanks to her persistent work, today she has a profit of 13,000 som (KGS) per month. In order to further develop her business, Sevarniso requested a loan in the amount of 100,000 som (KGS) from the micro-finance bank "Bai-Tushum and Partners" to buy livestock. She plans to invest the earnings from the loan into a further growth of her business in order to have an ability to provide well for her family.
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Севарнисо 25лет, воспитывает одного ребенка. Севарнисо работает преподавателем кыргызского языка с местной школе и в качестве дополнительного дохода для своей семьи, занимается животноводством , стартовав 5 лет назад с суммы 9,000 сом. Благодаря упорному труду, Севарнисо на сегодняшний день имеет прибыль (KGS) 13,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Севарнисо обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота. Доходы от кредита Севарнисо планирует вложить в дальнейшее развитие своего бизнеса, чтобы иметь возможность достойно обеспечивать свою семью.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 48.3
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,075 helped Sevarniso to buy livestock.
97% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 24, 2013
Currency Exchange Loss:
Nov 17, 2014