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Lusik is from Maralik town of Shirak region where she lives with her husband, son, daughter-in-law and little grandchildren. Lusik and her family members are involved in agriculture. They keep 4 cows and 8 calves, cultivate wheat and grow apple and pear trees. Lusik milks cows and gets milk and other milk products, and her son sells it in the local market. This agricultural income is very important for Lusik to sustain the family's living and cover its basic costs. So she has applied for this to enlarge her business. With the loan's help Lusik will purchase a cow and forage for feeding the livestock. The loan would ease her problems and Lusik will be able to get more milk.
In order to create comfortable conditions for her family, Lusik does her best to gather good income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Lusik to pay for a cow and forage for feeding the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 2, 2013
May 23, 2013
Currency Exchange Loss:
Jun 17, 2015