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Ekua is a small-scale oats and bread seller in Wiomoah (near Cape Coast). She has had some formal education as she is a primary school graduate. She is married and has two children. Her husband is a driver.

Ekua has been working as an oats and bread seller for close to two years. Her income is used to help her husband pay the utility bills and their children’s school fees. She plans on using her loan to purchase an increased quantity of oats and bread, thus allowing her to meet rising customer demand. She hopes to use the profits from her enterprise to fulfill her dream of buying an oats and bread stand, hence helping her sell from a fixed location in the future.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ekua to purchase an increased quantity of oats and bread.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 10, 2013
Jun 1, 2013
Currency Exchange Loss:
Oct 19, 2013