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Djekafo Group
In this Group: Siga , Kiatou , Kanteba, Kadiatou
Djekafo is the name of a group within the Benkadicoulou association of Ouelessebougou. It is composed of women who know each other as relatives and neighbors. They average 35 years of age. All are married, with four children or more each. They engage in various business activities, such as reselling condiments, which is the case of Siga, the first one seated on the left in the photo. They live in traditional extended families in Ouelessebougou, in the Kati prefecture (Koulikoro Region, Mali).

They have been working as vendors for some years and are well-known. With the goal of meeting growing customer demand, two years ago the group members decided to join the Soro Yiriwaso loan program. They are on their third solidarity loan.
Siga, the group’s leader and very well known in Ouelessebougou, excels at sending condiments. She plans to use this loan to buy food condiments: baskets of onions, cabbage, pepper, fresh tomatoes and eggplants [aubergines]. She stocks up in Bamako and locally, buying from wholesalers, and retails her condiments in Ouelessebougou, for cash and on credit, to a customer base composed of both men and women.
She hopes to earn an average monthly revenue of 20,000 West African francs, which will allow her to repay her loan and reinvest in her business.
View original language description ↓
DJEKAFO est un groupe de l’association BENKADICOULOU de OUELESSEBOUGOU. Il regroupe 4 femmes qui se sont connues à travers des liens de parenté et de voisinage. Elles ont une moyenne d’âge de 35 ans. Mariées avec au moins quatre enfants, elles mènent différentes activités telles l’achat vente de condiments à l’image de SIGA qui est la personne assise de la gauche vers la droite de la photo. Elles vivent dans des grandes familles traditionnelles à OUELESSEBOUGOU dans la préfecture de Kati (Région de Koulikoro, République du Mali).
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités.
Dans le souci de satisfaire le besoin croissant de leur clientèle, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a deux ans. Elles sont à leur troisième prêt solidaire.
SIGA, qui est la présidente du groupe et très connue à OUELESSEBOUGOU, excelle dans la vente de condiment. Elle compte utiliser son prêt pour acheter de condiments alimentaires : des paniers d’oignon, choux, poivre, tomates fraîches et aubergines. Elle s’approvisionne à Bamako et sur place auprès des grossistes et vend ses condiments à OUELESSEBOUGOU, en détail, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle espère sur un bénéfice mensuel de 20.000FCFA somme qui lui permettra de rembourser le prêt et de réinvestir dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 12
    View loans »
    Mali Loans Fundraising
  • $10,214,000
    Funds lent in using Kiva
  • 508.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djekafo Group's $600 loan helped a member to buy condiments.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 16, 2013
Listed
May 22, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013