Apolo is a 32-year-old businessman who lives in Yei. He is married and has two children between the ages of 3 and 6. All of them go to school. Apolo runs a general store, and he has been in business for six years. He has no employees. He heard about Finance Sudan through promotions by the loan officers. He is applying for a loan of 4,000 SSP to buy more beer and many other items.He has no source of income other than this business. In five years, Apolo would like to expand his business and open a depot. His major challenges include high market prices and high transportation costs. Apolo says he is happy about the loans given by Finance Sudan with the help of Kiva.