Rokia (sitting on the far left in the picture) is a large reseller of firewood that she buys in Djoni from woodcutters for a reasonable price. She plans to use her loan to buy 12 cartloads of firewood. She makes her sales for cash or credit locally in Ségou town to a clientèle made up of men and women. Rokia expects to make an average monthly profit of 20 000 francs which she will reinvest in her business and use to take care of her children. Her aim is to make her business sustainable while working with Soro Yiriwaso.
Dans le but de consolider leur petit commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 1er cycle de prêt solidaire.
Madame Rokia (1ere femme assise de la gauche vers la droite sur la photo) est une grande vendeuse de bois de chauffe de toute qu’elle achète à Djoni chez les bucherons à prix abordable. Elle compte utiliser son prêt pour acheter 12 chargements de charrettes en bois de chauffe. La revente se fait au comptant et à crédit dans la ville de Segou sur place à une clientèle composée d’hommes et de femmes. Madame Rokia compte réaliser un bénéfice mensuel moyen de 20 000 FCFA, qui sera investi dans l’activité et assurer l’entretien des enfants. Son objectif est de pérenniser son activité dans le partenariat avec Soro Yiriwaso.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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