One is a 31 year old woman who is married with 3 children. She runs a business selling sugar,flour,salt,mutton,chicken etc in her community. She has 2 years of experience with this business. One has requested a loan to buy bags of salt,sugar,flour,box of mutton flaps,chicken and to pay school fees. She plans to use her profits to expand her business. She has been a member of SPBD since 2011.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.