Update on Bendiara GroupHamsetou represents the Bendiara group. She is doing well. She is married and the mother of 4 children. The eldest is 24 years old and the youngest, 15. All of her children go to school and she is also responsible for 7 more people. She sells prepaid charge cards and has been running a secretarial services business (data entry, photocopies) for 12 years. She gets her supplies from the resellers and at the Grand Market. Her customers are men and women.
She would like to buy office supplies (8 reams of paper, 9 batches of folders and 6 boxes of BIC pens). She saves the profits that she earns. She still aims to improve her business, to employ more people and to help her husband with the household expenses.
Mme vend des cartes de recharges, gère un secrétariat public (saisie, photocopie) depuis 12ans. Elle s’approvisionne avec les revendeurs et au grand marché. Ses clients sont les hommes et femmes.
Mme veut s’acheter des fournitures de bureau (08carton de rames de papier, 09 lots de chemises et 06 botes de Bic).
Elle épargne ses bénéfices. Elle ambitionne toujours améliorer son activité, employer plus de personnel et aider son mari dans les charges de la famille.
Previous Loan DetailsMrs. Hamsetou is the leader of the BENDIARA group. She is married with four children aged 15 to 24 who all go to school. She is supporting seven people. Mrs. Hamsetou has been selling mobile phone recharge cards and running a secretarial service business (data entry, photocopy) for the past 1... More from Bendiara Group's previous loan »
About Micro Start/AFDThis loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.
Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
About Burkina Faso
27View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- May 13, 2013
- May 21, 2013
- Currency Exchange Loss:
- Oct 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.