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Svetlana, 54 years old, raises two grandchildren. Svetlana, as the main source of income for her family, is involved in animal husbandry. She started in 2006 with the purchase of cattle for 15,000 KGS. Thanks to the hard work of Svetlana, in her household today, she has one head of cattle with offspring, 15 sheep, 2.04 hectares of land sown with potatoes, sainfoin and grains, and a monthly income of 8,000 KGS.

In order to further develop her business, Svetlana asked the microfinance organization "Bai Tushum and Partners" for a loan in the amount of 20,000 KGS to increase the number of livestock by purchasing agricultural seeds. Svetlana plans to invest income from the loan in further increasing the number of her domestic animals.
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Светлане 54 года, воспитывает 2 внуков . Светлана в качестве основного дохода для своей семьи занимается животноводством, стартовав в 2006 году с покупки скота на 15.000 сом (KGS). Благодаря упорному труду Светланы в ее хозяйстве на сегодняшний день имеется одна голова крупного рогатого скота с приплодом, 15 овец, 2,04 га земли с посевом картофеля, эспарцета и зерновых культур , ежемесячный доход составляет (KGS) 8 000 сом.
В целях дальнейшего развития своего бизнеса, Светлана обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 20,000 сом (KGS) на увеличение поголовья скота за счет покупки семян сельхозкультур. Доходы от кредита Светлана планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 48.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Svetlana to purchase seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 22, 2013
May 23, 2013
Currency Exchange Loss:
May 17, 2014