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Joan is 34 years old. She is married and blessed with two kids. They live together in Magsaysay, Baliangao.

Joan has a shop that sells grocery items. She has been this business for two years. Joan earns 3200 PHP monthly for this activity. Joan requested a new loan of 10,000 PHP to be used to purchase 10 boxes of assorted groceries to sell. Joan has been a member of Paglaum MPC for five years.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1861
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Joan to purchase 10 boxes of assorted grocery items.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 9, 2013
May 23, 2013
Currency Exchange Loss:
Mar 17, 2014