Camino A La Excelencia Group
Juana, 24, has a son. She’s a responsible, kind person who moves her family forward. She was born in Challabamba District and still live in the district where she was born and where she carries out her economic activities. She works in agriculture for she has several parcels of farmland where she grows potatoes, barley, corn and other things. In her free time, she also raises small animals like guinea pigs and chickens. She’s a responsible person and her neighbors did not hesitate to invite her to participate in the communal bank.
On this occasion, Juana needs the loan to buy seeds and guinea pigs. The members in general appreciate the opportunity provided and commit to make their various payments according to schedule. (The people that appear on the bottom of the photo obtained permission to be in the photograph but could not make it to the reunion.)
Juana tiene 24 años de edad y tiene un hijo, ella es una persona responsable y amable que saca adelante a su familia, ella nació en el distrito de Challabamba pues vive en el mismo distrito donde nacio y donde realiza sus actividades económicas, ella se dedica a la agricultura pues tiene varios terrenos de cultivos donde siembra papa, cebada, maíz y otras cosas, también ella es sus horas libres se dedica a la crianza de animales menores como cuyes y pollo, ella es una persona responsable y sus vecinos no dudaron en invitarle a participar del banco comunal. En esta oportunidad Juana requiere el préstamo para comprar semillas y cuyes. Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.(Las personas que aparecen en la parte inferior de la fotografía pidieron permiso para no estar presentes en la reunión)
More information about this loan
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid