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Gladis Tomasa
Gladis, 34, is married and the mother of four children; as a family, they all work together growing corn, beans and coffee. She did not complete elementary school; with much effort and sacrifice she was able to complete 4th grade but was unable to go further for lack of economic support because her parents are of low income and the cash they did earn had to go for food and family support. They taught her said activity that she’s been going for ten years and still continues to this day; it’s the only source of support and income for her family.

The parcel of land she grows on was acquired thanks to an inheritance from her spouse’s parents; it’s produced much fruit and it’s located on the same premises where they live which makes providing maintenance, assistance and weed clearing of their crop much easier. They market and sell their product to various middlemen who come to the community to buy it.

She’s currently asking for help to buy fertilizer and manure for her coffee crop so that it will be free of infestations and illnesses that can destroy entire harvests if they aren’t treated on time.

Her dream is to continue increasing her crop so that more income will be generated to continue investing in coffee production since one of her constant challenges is the ever increasing price of supplies that are of great help for production to be 100% useful. This will make it possible for her to give her children a better level of education as well as improve their standard of living.
View original language description ↓
Doña Gladis es una mujer de 34 años de edad casada y madre de 4 hijos los cuales juntos en familia se dedican a la siembra y cultivo de maíz, frijol y café. Ella tiene un grado de educación de primaria no completado el cual pudo cursar con mucho esfuerzo y sacrificio hasta el 4 grado y no pudo continuar por falta de ayuda económica ya que sus padres son de bajos recursos económicos por lo cual las entradas de efectivo las distribuían realizando la compra de los alimentos para el sustento de su familia. Fueron ellos los que le enseñaron dicha actividad la cual la ejerce hace 10 años y que hasta hoy en día sigue practicando ya que es el único medio de ingreso y sustento para su familia. El terreno que ellos cultiva lo adquirió gracias a una herencia por parte de los padres de su conyugue el cual les ha dado mucho fruto ubicado en la misma propiedad donde ellos habitan eso les facilita estar al pendiente para su mantenimiento, asistencia y limpia de sus cultivos. Su producto es comercializado y vendido por los diferentes intermediarios que llegan a la comunidad para su adquisición.

Actualmente ella solicita ayuda para la compra de fertilizante y abono para sus cultivos de café el cuales les permitirá mantener limpio de plagas y de enfermedades las cuales destruyen cultivos completos de no ser tratados a tiempo.

Su sueño es seguir aumentando su cultivó para de esa manera generar más ingresos que le permitan seguir invirtiendo en su producción de café ya que uno de los más grandes desafíos es el constante aumento y el alza de los precios de los insumos mismos que son de gran ayuda para que la producción se pueda aprovechar en un 100% esto permitirá darle una mejor educación a sus hijos y mejorar su nivel de vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 58
    View loans »
    Honduras Loans Fundraising
  • $8,403,175
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,475 helped Gladis Tomasa to buy fertilizer and manure for her coffee crop.
98% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 6, 2013
Listed
May 22, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014