This is the “Filadelfia” group made up of nine hardworking and responsible women who, through their businesses, are looking to improve every day.
Alexandra, 34, is married and has three children who are at school. Following her mother's example, who herself also made her living in this activity, Alexandra decided to start her own business selling fast food such as fried chicken, salchipapas and hamburgers. She feels happy as it is thanks to her efforts that she can help with the household costs. Her keenest desire is to own a grocery store as in this way she will have better profits. The loan sought will be allocated to buying tables and chairs, and in this way offer her guests a better service.
The “Filadelfia” group is grateful for the loan given. Alexandra is in the rear of the picture, she is the fourth from the right and is wearing a sky blue top.
Este es el grupo “Filadelfia” conformada por 09 mujeres trabajadoras y responsables que por medio de sus negocios buscan mejorar cada día. Alexandra de 34 años de edad es casada y tiene 03 hijos en etapa escolar. Siguiendo el ejemplo de su madre ya que también se dedicaba a dicha actividad Alexandra decide iniciar su propio negocio de la venta de comida rápida como alita broster, salchipapas y hamburguesas. Se siente feliz pues gracias a su esfuerzo puede apoyar con los gastos del hogar. Su mayor deseo es de poner una bodega, pues así asegura ella tendrá mayores ganancias. El crédito solicitado lo destinará para la compra de mesas y sillas, y de esta manera brindarles una mejor atención a sus comensales. El grupo “Filadelfia” agradecen el crédito brindado. Alexandra se encuentra en la parte posterior, es la cuarta del lado derecho y viste polo color celeste.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.