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Elya is 50 years old. She is married and has one schoolboy, age 12. The source of income for her family is agriculture. She raises livestock and sells milk products. She launched this business by buying one cow with a calf. Thanks to Elya’s hard work, her farm now includes three heads of cattle with their young.

To develop her business further, Elya needs to buy medicine for her animals. There is a risk to her cattle of being consumed by disease. Elya has applied for a loan in the amount of 1,200 AZN to purchase medicine, as well as to buy animal feed with the remaining balance. Elya plans to use her revenues to further increase her livestock. In the future, she plans to provide a decent education for her son.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Azerbaijan

  • $6,171
    Average annual income
  • 15
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Elya to purchase medicine for her livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2013
May 24, 2013
Currency Exchange Loss:
Jun 17, 2014