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Gulchehra is a hardworking woman. She is married and raising two children. She has not had a source of income for many years. Because her husband has a small salary, they are not able to provide their children with all of the necessities. The children demand more comforts year-after-year because they develop together with the developing world. Gulchehra decided to organize a business of buying and selling dried fruits because dried fruits are in high demand at a local market. She searched for help for a long time and finally learned about the "Achieve Success" course, organized by the Association of Business Women. She participated in this course and got a lot of positivity for herself. She obtained a certificate after completing the course. Now she is ready to start the business, but does not have money to purchase dried fruits. Gulchehra is requesting a loan in the amount of 3000 somoni to purchase dried fruits. She awaits your kindness.
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Гулчехра трудолюбивая женщина. Она замужем и на воспитании имеет 2 детей. Она много лет не имела источника дохода. Так как ее муж имеет маленькую зарплату и не в состоянии обеспечить своих детей со всеми не обходимыми средствами. Дети год за годом требуют больше благ, так как они развеваются вместе с развевающимся миром. Она решила организовать бизнес купле продажей сухофруктов, так как сухофрукты имеют большой спрос на местном рынке. Она долго искала помощь и наконец, она узнала о курсе «Добейся Успеха» организованной Ассоциация Деловых Женщин. Она участвовала на этом курсе и получила много позитива для себя. После завершения курса она получила сертификат. Теперь она готова начать бизнес, однако она не имеет денег, чтобы купить сухофруктов. Она запрашивает займ на сумму 3000 сомони для покупки сухофруктов. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Gulchehra to purchase dried fruits and start her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 3, 2013
May 23, 2013
Currency Exchange Loss:
May 22, 2014