Elshan is a married man with 2 children. He’s 37 years old and is really attached to his family.
Elshan started his business when he was 28. He had to work really hard to prove that he was able to support for his family. Elshan has been repairing cars in his own garage, and has gained a fair number of customers asking for his services.
Elshan’s parents are old and sick people. His father has asthma.
He periodically spends money for his father’s treatments but now he needs to be treated at the hospital. Elshan says that he doesn’t receive enough income to support his father’s needs. Being very ill he has no hope for recovery. It is really demoralizing.
Today, he is asking for a loan from Kiva partner VFAC to pay hospital expenses for his father.
About VisionFund AzerCredit:
Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.
While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.
AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.