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Update on Surmakhon

Surmakhon is a woman who always tries to improve the quality of her situation. She is 62 years old, a widow, and has eight children--all of whom are grown. Surmakhon organized and developed a business out of necessity to provide for eight children. The income met the family's needs. For more than 27 years, she has sold women's and children's underwear and clothing at a local market. Surmakhon very politely works with her customers and tries to increase her client base. She plans to buy inventory for the new season and she doesn't have the means to do so. She is asking for a loan of 1,300 USD to buy seasonal clothing. She is a repeat client of IMON and has a good credit history. She awaits your kindness.
View original language description ↓
Сурмахон женщина, которая всегда старается улучшить условию домохозяйства. Ей 62 года. Она вдова и имеет 8 детей. Все дети совершеннолетние. Для обеспечения 8 детей, ей не обходимо было организовать и развивать бизнес и получать доход, который будет удовлетворять потребность семьи. Она более 27 лет занимается купле продажей женской и детской нижнего белья и одежды. Она реализует свой товар на местном рынке. Сурмахон очень вежливо относится с клиентами и старается всё больше привлечь клиентов. Она планирует купить товар для нового сезона, но не имеет достаточного средства для этого. Она запрашивает займ на сумму 1300 долларов США для покупки товара для нового сезона. Сурмахон является повторной клиенткой ИМОН и имеет хорошую кредитную историю. Она ждет вашу доброту.

Previous Loan Details

Surmakhon has a small business selling children’s clothing. She is a widow and has been in business for 25 years. She is an energetic, enthusiastic entrepreneur who operates her business simply but wisely. For example, there are times when she has needed to purchase new clothing inventory. Rathe... More from Surmakhon's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 101
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Surmakhon to buy women and children clothes for new season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2013
Jun 1, 2013
Currency Exchange Loss:
Jan 18, 2014