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Lun S., 26, has two young children and lives in Kampong Cham with her husband, Suon Seang Ly. She is a farmer. She typically pays to harvest a plot of land, and then sells the vegetables in the local food market for around US$2.70 each day.

Her husband sells large amounts of ice to a variety of local businesses and typically makes US$3.80 each day. Lun S. would like to increase her daily income to better support her young family, by investing in her vegetable business. She has asked for a loan of US$1200 to purchase a larger piece of property from which she can harvest yams. In this type of farming system, she will not actually own the land, but will pay to harvest a portion of the land and sell it in the market to make a profit.

She appreciates the opportunities that this loan provides for her family and is looking forward to reaping the benefits of her investment.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 330
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Lun invest in yam business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 3, 2008
Aug 9, 2008
Currency Exchange Loss:
Apr 15, 2010