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Update on Anonymous

This is a client with huge dreams and goals to meet who avails himself of his boat to do so. He’s a responsible, hardworking, striving man in addition to being kind and service-oriented. This helps him to do his work since he works at one of the country’s beaches transporting people from one end to the other. This is how he heads out every morning to work so that bread will not be lacking in his own home where he lives with his family.

He needs to buy spare parts for his boat and does not have capital to do so. Because of this, he’s once again requesting a loan to be able to buy the needed spare parts so that he and his boat can continue providing the kind of service his customers deserve and continue providing his home with daily sustenance.
View original language description ↓
el cliente con enormes sueños y metas por cumplir, que se vale de su lancha para hacerlos posibles. Es un hombre luchador, responsable y trabajador, además de ser atento y servicial, eso le ayuda a desempeñar sus actividades, ya que trabaja en una playa del país, con su lancha transporta a personas de un extremo a otro, es así como el cada mañana se dispone a trabajar con lo mejor que tiene para que el pan no falte en su hogar vive con su familia en casa propia. Tiene necesidad de comprar repuestos para su lancha, y no tiene el capital para hacerlo. Es por eso, que solicta nuevamnete un crédito para poder comprar repuestos necesarios para que junto a su lancha puedan continuar brindando el servicio que sus clientes merecen y asi seguir llevando el sustento diario a su hogar.

Previous Loan Details

A young man with huge dreams and goals to meet who avails himself of his boat to reach them. He wants to improve his environment that’s saturated with social violence and poverty aiming at providing his family with a future with better life prospects. He’s a father and this makes him concer... More from Anonymous's previous loan »

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped this borrower to buy spare parts and supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 9, 2013
Jun 4, 2013
Currency Exchange Loss:
Apr 16, 2014