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Neftali lives with his life partner and his son in his own house. He grows corn and beans. He has been working in agriculture for several years. This has rewarded him with a lot of experience, which allows him to get better harvests. He sells his harvests in the areas surrounding his community.

He now has a lot of clientele who prefer him for the quality, the good prices, and above all, the good service.

He needs to invest, and that is why he is requesting a loan. The loan will allow him to buy corn and bean seeds, insecticide, and herbicide, etc.

Neftalí has good payment references from the people who know him, and he is very responsible. He affirms that he will be able to repay the debt in the established time period. He also trusts that he will bring financial security to his household.
View original language description ↓
Neftali vive junto a su compañera de vida y su hijo en casa propia, el se dedica al cultivo de maíz y frijol, tiene varios años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, sus cosechas las comercia en los alrededores de la comunidad, ya tiene mucha clientela que lo prefiere por la calidad, los buenos precios y sobre todo por el buen servicio; el necesita invertir por eso le solicita un crédito que le permita comprar semillas de maíz, frijol, insecticida, herbicida, etc. Neftalí tiene buenas referencias de pago por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 770
    View loans »
    El Salvador Loans Fundraising
  • $26,245,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Neftali to buy corn and bean seeds, insecticide, and herbicide, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
May 10, 2013
May 21, 2013
Currency Exchange Loss:
Feb 21, 2014