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A loan of 100,000 Albanian Lek (ALL) will help Besniko buy some parts for his damaged tractor. Besniko is a 33-year-old married father of three children, all under the age of five. They live in rural central Albania where he practices his skills in plowing the land or turning the soil after harvesting with the tractor you see in the picture.

He gets paid for this service and the money he gets in return is not bad, according to him. He lived and worked in Greece for a long time and now he is back investing time and money in his little business that he hopes will turn out to be profitable in some ways, despite the difficulties at first. He has already established a clientele and he is already happy about it.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 22
    View loans »
    Albania Loans Fundraising
  • $2,751,900
    Funds lent in using Kiva
  • 110.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Besniko to buy parts to repair his tractor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 17, 2013
May 22, 2013
Currency Exchange Loss:
Dec 17, 2014