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Shushan is a hard-working 51-year-old woman who lives in Stepanavan, a small town in the Lori region. Her first husband left her widowed, and now she is married for the second time. She has a small family, but faces many problems each day. She lives with her husband and with their handicapped daughter. Shushan and her husband are engaged in farming and sometimes she also milks her neighbours’ cows, for which she is paid. She does her work very well and accurately, so she has many loyal customers. She needs to add the to the posts of her cattle so she is requesting a loan from Kiva. She needs 400,000 Armenian drams to buy 2 young calves. She hopes for the kindness and support of Kiva lenders.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,836,500
    Funds lent in using Kiva
  • 415.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Shushanik to buy 2 young calves.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 24, 2013
Currency Exchange Loss:
Oct 17, 2014