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Rodrigo, 20, lives in the city of Ica, which has a warm climate and is characterized by its agriculture, especially grapes, asparagus, cotton, and other crops.

Rodrigo works around nine hours every day as an employee in a clothing store in his city. He can serve up to 15 customers a day. With the fruit of his labor he can help his parents with some of the household expenses. Rodrigo thinks it's going well for him in his job because he's very cooperative and he gives his customers good service.

Rodrigo's very grateful to the Kiva lenders. Thanks to their help he'll be able to build a small room, because part of his home is adobe. This way he'll be able to improve his quality of life and continue making the effort and striving to make his biggest dream come true: "To have his own business."
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Rodrigo es un joven de 20 años de edad, vive en la ciudad de Ica, ciudad de clima cálido caracterizada por su agricultura, en especial se cosecha la uva, el esparrago, el algodón, entre otros. Día a día Rodrigo labora alrededor de 9 horas como empleado en una tienda de ropa de su ciudad, puede atender hasta 15 clientes diariamente y con el fruto de su trabajo puede apoyar a sus padres con algunos gastos del hogar; Rodrigo cree que le está yendo bien es su trabajo porque es muy colaborador y atiende bien a sus clientes.

Rodrigo está muy agradecido con los prestamistas kiva ya que gracias al apoyo que le han brindado el podrá realizar la construcción de un pequeño cuarto ya que parte de su vivienda es de adobe, así podrá mejorar su calidad de vida y seguir esforzándose y luchar para poder hacer realidad su más grande sueño:” Tener su negocio propio”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $59,000,650
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD