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Cecilia Concepcion

Update on Cecilia Concepcion

Cecilia, 31, is a hardworking woman who takes the responsibilities she has seriously. She currently lives in her own house with her husband and three children who are attending school at present. She works selling tamales she makes. She’s been making tamales for years now so she’s very well-known and well-liked by all the neighbors in her zone who are her customers and to whom she sells her product.

Cecilia’s requesting financing to buy all the ingredients she needs to make tamales like corn, chicken, tomatoes, leaves to wrap the tamales, etc. to continue making tamales that generate good profits so she can continue providing better quality of life for her family.
View original language description ↓
Doña Cecilia de la edad de 31 años es una mujer trabajadora y responsable con las obligaciones que tiene, actualmente vive en casa propia con su esposo y sus 3 hijos quienes estudian actualmente, se dedica a la venta de tamales que ella elabora, tiene ya varios años de elaborar los tamales por lo que es muy conocida y apreciada por todos los vecinos de la zona los cuales son los clientes con quien ella vende su producto, Doña Cecilia solicita financiamiento para la compra de todos los ingredientes para elaborar sus tamales como: maíz, pollo, tomates, hojas para envolver los tamales, etc. para seguir haciendo los tamales que es lo que le genera las mejores ganancias y así le dará a su familia una mejor calidad de vida.

Previous Loan Details

Cecilia, 32, is a very enterprising woman; she’s been noted her entire life for being very hardworking, honest and forward-looking. She currently lives with her family and children; they are her greatest source of inspiration and daily dedication. Cecilia is always striving to insure that her... More from Cecilia Concepcion's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 670
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Cecilia Concepcion to buy corn, chicken, tomatoes, leaves to wrap tamales, etc..
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 9, 2013
May 24, 2013
Currency Exchange Loss:
May 18, 2014