Update on Cecilia ConcepcionCecilia, 31, is a hardworking woman who takes the responsibilities she has seriously. She currently lives in her own house with her husband and three children who are attending school at present. She works selling tamales she makes. She’s been making tamales for years now so she’s very well-known and well-liked by all the neighbors in her zone who are her customers and to whom she sells her product.
Cecilia’s requesting financing to buy all the ingredients she needs to make tamales like corn, chicken, tomatoes, leaves to wrap the tamales, etc. to continue making tamales that generate good profits so she can continue providing better quality of life for her family.
Previous Loan DetailsCecilia, 32, is a very enterprising woman; she’s been noted her entire life for being very hardworking, honest and forward-looking. She currently lives with her family and children; they are her greatest source of inspiration and daily dedication. Cecilia is always striving to insure that her… More from Cecilia Concepcion's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid