Elizabeth works day to day as a laborer on a large agricultural estate in her city; she works about 9 hours daily and is able to contribute to her home’s expenses with the fruit of her labor. She believes she’s doing well because she’s responsible and above all she wants to get ahead.
Elizabeth is very grateful to Kiva lenders because thanks to the help they are giving her she will be able to repair the walls in her kitchen because they are adobe and they are quite cracked. In this way she’ll be able to provide more security for her family and continue striving to make her greatest dream reality: to study nursing and to own a small pharmacy.
Día a día Elizabeth trabaja como obrera en un fundo agrícola de su ciudad, ella labora alrededor de 9 horas al día y con el fruto de su trabajo apoya con los gastos de su hogar; ella cree que está saliendo adelante porque es responsable y sobre todo tiene ganas de salir adelante.
Elizabeth está muy agradecida con los prestamistas Kiva ya que gracias a la ayuda que le han brindado ella podrá refaccionar las paredes de la cocina de su vivienda ya que estas son de adobe y están muy resquebrajadas, de esta manera podrá brindarle más seguridad a su familia y seguir luchando para poder hacer realidad su más grande sueño:” Estudiar la carrera de enfermería y tener una pequeña farmacia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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