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Elena Regina

Update on Elena Regina

Elena continues with her activity selling food. She relates that she did well with her previous loan in that she used it to buy a cement mixer to build her house. On this occasion she’s requested the loan to buy a sun shade to cover her food stand because it’s been very cold. Elena increased her clientele and thus her income; she feels happy and grateful for this new opportunity she’s being given.
View original language description ↓
La Sra. Elena sigue con la actividad de la venta de comida cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de una mescladora de cemento para la construcción de su casa, en esta ocasión solicito el crédito para la compra de una carpa solar para cubrir su puesto de venta de comida, ya que esta haciendo mucho frio, la Sra. Elena incremento su clientela y por ende sus ingresos económicos se siente feliz y agradecida por esta nueva oportunidad que le brindan.

Previous Loan Details

Elena is 34 years old and married. She has five children, aged 17, 15, 10 , 5 and 2 years. She earns her living selling prepared meals from a business located in her home. This is her first loan with Kiva's partner. Elena will use this loan to purchase a cement mixer with which to complete the co... More from Elena Regina's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 205
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Elena Regina to buy a sun shade.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
May 6, 2013
May 21, 2013
Currency Exchange Loss:
Sep 22, 2014
This photo was used before for a previous loan for Elena Regina. It was first posted on Kiva on Mar, 2012. Learn More