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Roselina
Roselina is a young, resourceful and tenacious woman aged 23. She is married, and she has studied up to the 6th grade of primary school, thanks to the sacrificed made by her parents, to whom she deeply grateful. She and her husband have two children: the eldest attends kindergarten and the youngest is 2. Her parents have taught her how to make a plant nursery and grow coffee when she was very young, and this has been and will be her family’s source of income as well as her household’s. She can count on her husband’s support only: he takes care of the chores and coordinates the distribution process, while she manages the activity. She also owns a coffee vivarium, and she preparing part of it to be sowed and part of it to be sold. She sells her products to wholesalers coming to her community, who consider her products as hygienic and of good quality.
She is currently requesting help to buy fertilizers, manure and pest-control substances in order to provide maintenance to her coffee crops and to reinforce her vivarium, as it is still flourishing.
Her plans for the future include owing a vast coffee plantation that will keep on being profitable, thus providing an income for her family; she hopes her plantation can be handed down and used for generations; she also aims at keeping her crops healthy, as this is the only source of income for her family, as in this way she will be able to continue paying for her children’s education as she has done to today.
View original language description ↓
Roselina es una mujer luchadora, emprendedora y joven de 23 años casada con un grado de educación de primaria completado cursado hasta el 6 grado por lo cual agradase el esfuerzo a sus padres por el apoyo brindado. Junto a su esposo tienen 2 hijos de los cuales el mayor está en el kínder y el último de 2 años. Fueron sus padres los que le enseñaron la elaboración de viveros y a cultivar café desde muy pequeña ya que ha sido y será medio de ingreso para su familia y hoy en día en su hogar. Su único apoyo es su esposo el cual se encarga de los negocios y de la distribución siendo ella la administradora. Ella también tiene un vivero de café el cual lo está empezando a preparar para su cultivo y otra parte para la venta. Su producto es comercializado con los intermediarios que llegan a la zona y que la caracterizan su producto como un producto de calidad e higiénico.

Hoy en día solicita ayuda para poder comprar fertilizantes, abono, plaguicidas para poder darle mantenimiento al cultivo de café y poder fortalecer su vivero que hoy en día tiene en proceso de crecimiento.

Sus planes a futuro es tener una amplia plantación de café la cual pueda seguirles dando bendiciones, sustento familiar y pueda ser trabajada de generación en generación y mantener sanas sus cosechas ya que es el único medio de ingreso para su familia y poder cubrir los estudios de sus hijos como hasta hoy en día.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $7,986,350
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Roselina to buy fertilizers, manure and pest-control substances.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 7, 2013
Listed
May 29, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014