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Bacilia
Twenty-nine-year-old Bacilia is a plucky and enterprising young woman. She completed only the first three years of primary school but is grateful to her parents for supporting her through them. Bacilia has five children with her husband. The two oldest are in school, one is in nursery and the other two are too young for any school yet. Over three years ago, Bacilia''s husband taught her how to grow coffee as it is a source of income for the family. They sell their product to agents who came to the area and the couple describe their product as being of good quality and clean. The couple grow the coffee on their own land as it was left to them by Bacilia's husband's parents. The land is 50 metres from their home, so they can get there by foot.

Bacilia is applying for a loan in order to buy fertilisers, manure and pest-control substances to maintain the coffee crop which has now been planted.

Bacilia's plan for the future is to have a bigger coffee plantation that continues to be fruitful. She wants the crops to continue to support the family and for it to last for generations to come. Bacilia wants the crops to remain healthy as they are the only source of income for the family and can cover the costs of her child's education.
View original language description ↓
Bacilia es una mujer luchadora, emprendedora y joven de 29 años casada con un grado de educación de primaria no completado cursado hasta el 3 grado por lo cual agradase el esfuerzo a sus padres por el apoyo brindado. Junto a su esposo tienen 5 hijos de los cuales los 2 mayores asisten a la escuela, el tercer hijo al kínder y los últimos 2 son menores. Fue hoy en día su pareja quien le enseño hace más de 3 años el cultivo de café ya que es medio de ingreso para su familia. Su producto es comercializado con los intermediarios que llegan a la zona y que la caracterizan su producto como un producto de calidad e higiénico. El terreno que ellos cultivan es propio y lo adquirieron gracias a una herencia por parte de los papas de su esposo ubicado a 50 metros de su casa de habitación al cual se trasladan a pie.

Hoy en día solicita ayuda para poder comprar fertilizantes, abono, plaguicidas para poder darle mantenimiento al cultivo de café que hoy en día tiene sembrado.

Sus planes a futuro es tener una amplia plantación de café la cual pueda seguirles dando bendiciones, sustento familiar y pueda ser trabajada de generación en generación y mantener sanas sus cosechas ya que es el único medio de ingreso para su familia y poder cubrir los estudios de su hijo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 16
    View loans »
    Honduras Loans Fundraising
  • $8,226,150
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Bacilia to buy fertilisers, manure and pest-control substances to maintain her coffee plants.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 9, 2013
Listed
May 20, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014