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This is 55-year-old Chernor. He is married and has one child aged eight. In 2002, Chernor established his clothing business. He began his business because he wants to help himself. His business is located in the outskirts of town and his main customers are his community. Working seven days a week and 15 hours a day, he earns about Le1, 200,000 every month from this business.

He would like a loan in the amount of Le5, 000,000. Chernor requires it in order to buy more cloth for his business to get more profit. In the future, Chernor plans to build a house. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $903
    Average annual income
  • 21
    View loans »
    Sierra Leone Loans Fundraising
  • $9,015,475
    Funds lent in using Kiva
  • 4,328.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Chernor to buy more goods to re-sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 3, 2013
May 26, 2013
Currency Exchange Loss:
Mar 17, 2014