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Update on Jusu

This is 40-year-old Jusu. He is married and has two children 14 and 18 years old. He has no additional dependents living with him.
In 1997, Jusu established his tailoring business. Working seven days a week and 10 hours a day, he earns about Le 700,000 (Sierra Leone leones) every month from this business.

He would like a loan in the amount of Le 3,000,000 in order to buy more tailoring materials. Jusu has been unable to buy a piece of land where he intends to build a house. However he was able provide a better livelihood for his family from the proceeds of his last loan and was also able to pay school fees for his children. Jusu still hopes to achieve his dream of building a house and educating his children to the university level. He thanks you for your support.

Previous Loan Details

This is 39-year-old Jusu. He is married and has two children aged 17 and 13 years. He has no additional dependents who live with him. In 1997, Jusu established his tailoring business. Working seven days a week and 10 hours a day, he earns about Le500,000 (Sierra Leone leones) every month from… More from Jusu's previous loan »

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $903
    Average annual income
  • 0
    View loans »
    Sierra Leone Loans Fundraising
  • $8,868,550
    Funds lent in using Kiva
  • 4,328.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Jusu to buy more tailoring materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 3, 2013
May 22, 2013
Currency Exchange Loss:
Dec 17, 2013
This photo was used before for a previous loan for Jusu. It was first posted on Kiva on Nov, 2012. Learn More